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  • AIA Platinum Heritage Wealth (II)

    Wealth Management

    Period

    Whole Life

    Issue Age

    0 – 70 YEARS OLD

    Currency

    US$

    You can buy this via

    AIA APPOINTED representative


    What This Product Is About

    The success you’ve achieved in a lifetime has not only provided the best for your children, but also set an illustrious example for them. Except now, you have the power to do more than inspire.

    AIA Platinum Heritage Wealth (II) is a whole life plan that protects everything you’ve worked for, while growing your wealth through stable returns. But it doesn’t stop there, it also makes a promise to you that your legacy will be handed down seamlessly according to your wishes.

    As you create a lasting legacy with us today, so too will your children and future generations be empowered to mould their own success tomorrow.

    • GET IN TOUCH
    • talk to us now talk to us now
    • Product Brochure Product Brochure
    • share with a friend share with a friend

    What Does It Provide?

    • Lifetime Assurance for you and your family
      Lifetime Assurance for you and your family

      Enjoy high guaranteed coverage against unforeseen death and terminal illness up to age 100. 

    • Enhanced Coverage against the Unexpected
      Enhanced Coverage against the Unexpected

      In the event of accidental death before age 85, we will pay an additional 25% of the minimum death benefit.

    • Opportunities to grow your wealth
      Opportunities to grow your wealth

      Create an enduring legacy by enhancing your wealth through stable cash value growth delivered in the form of bonuses.

    • Flexible Premium Contribution Term
      Flexible Premium Contribution Term

      You can choose Single Premium or limited-pay for 5 years.

    • Rewarding Healthier, Longer, Better Lives
      Rewarding Healthier, Longer, Better Lives

      If you quit smoking successfully, we will refund 5% of your Single Premium (for Single Premium plan) or reduce your next premium to that of a non-smoker for the limited-pay plan.

    special-promo

    Meet your legacy planning and wealth accumulation needs with
    AIA Platinum Heritage Wealth (II)


    Sign up by 31 March 2023 and enjoy 2% off single premiums*

    NEW! Enjoy 5% off first year premiums* from now till 30 June 2023

    *AIA PHW (II) Promotion 2023 Terms and Conditions apply.

    • GET IN TOUCH

    Get in touch

    What’s your name?*

    What's your mobile number?

    Please select the right country code.

    What's your email address?

    Are you an existing AIA Singapore customer?*

    Drop us a question here:




    Thank You

    Partial NRIC / Passport / FIN No.

    (last 4 characters)

    Date of Birth


    THE FINE PRINT

    the terms and conditions at a glance
    • The death benefit payable shall be the higher of the minimum death benefit or the insured amount under the participating and non-participating portions of this plan plus non-guaranteed bonuses or the surrender value (less any indebtedness). The minimum death benefit will be reduced after age 85. 
    • Coverage for Accidental Death is subject to a maximum limit of US$2M for all AIA Platinum Heritage Wealth (II) policies that cover the same life and will be paid out if the insured passes away due to bodily injury caused by an accident within 90 days.
    • Bonuses are non-guaranteed and will depend on the experience of the participating funds. Reversionary bonus and Terminal bonus payable (if any) are non-guaranteed. Once credited to the policy, reversionary bonuses (if any) form part of guaranteed benefits of the policy. Terminal bonus is a one-time, non-guaranteed, discretionary bonus that may be payable to you when you make a claim, choose to stop the policy, or when the policy ends. 
    • The quit smoking benefit can only be applicable if the life assured meets all the necessary terms and conditions.

    DETAILED TERMS AND CONDITIONS

    DETAILED TERMS AND CONDITIONS
    - COLLAPSE + EXPAND

    IMPORTANT NOTES

    This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”). All insurance applications are subject to AIA’s underwriting and acceptance.

    This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.

    As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost.

    This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

    This advertisement has not been reviewed by the Monetary Authority of Singapore.

    The information is correct as at 16 February 2023.

    CONTACT AIA

    1800 248 8000

    1 Finlayson Green
    Singapore 049246
    View Details

    BOOK AN APPOINTMENT

    GO TO

    AIA.COM

    Visit our corporate site to learn more about AIA.
    Go To
    CONTACT AIA

    1800 248 8000
     

    1 Finlayson Green
    Singapore 049246

    View Details

    BOOK AN APPOINTMENT

    GO TO

    AIA.COM

    Visit our corporate site to learn more about AIA.
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