AIA Platinum Heritage Wealth (II)

What Does It Provide?

Lifetime Assurance for you and your family

Enjoy high guaranteed coverage against unforeseen death and terminal illness up to age 100.
Enhanced Coverage against the Unexpected

In the event of accidental death before age 85, we will pay an additional 25% of the minimum death benefit.
Opportunities to grow your wealth

Create an enduring legacy by enhancing your wealth through stable cash value growth delivered in the form of bonuses.
Flexible Premium Contribution Term

You can choose Single Premium or limited-pay for 5 years.
Rewarding Healthier, Longer, Better Lives

If you quit smoking successfully, we will refund 5% of your Single Premium (for Single Premium plan) or reduce your next premium to that of a non-smoker for the limited-pay plan.

Meet your legacy planning and wealth accumulation needs with
AIA Platinum Heritage Wealth (II)

Sign up by 31 March 2023 and enjoy 2% off single premiums*

NEW! Enjoy 5% off first year premiums* from now till 30 June 2023

*AIA PHW (II) Promotion 2023 Terms and Conditions apply.

GET IN TOUCH

Get in touch

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Are you an existing AIA Singapore customer?*

Drop us a question here:

By providing your personal data and submitting this form, you consent to the collection, use, disclosure, processing and retention of your personal data by AIA Persons^[1] , for purposes of addressing your enquiry ("Purpose"), in accordance with AIA Personal Data Policy (Singapore) . You also consent to being contacted by AIA Persons^[1] via your provided contact details^[2] for such Purpose.

¹ "AIA Persons" refers to AIA Singapore Private Limited, its associated persons/organisations, its and their third-party service providers and its and their representatives, whether within or outside Singapore.

² If you have provided your mobile number, we will contact you via voice call and/or text message (e.g. SMS/MMS). If you have provided your email address, we will contact you via email.

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THE FINE PRINT

the terms and conditions at a glance

The death benefit payable shall be the higher of the minimum death benefit or the insured amount under the participating and non-participating portions of this plan plus non-guaranteed bonuses or the surrender value (less any indebtedness). The minimum death benefit will be reduced after age 85.
Coverage for Accidental Death is subject to a maximum limit of US$2M for all AIA Platinum Heritage Wealth (II) policies that cover the same life and will be paid out if the insured passes away due to bodily injury caused by an accident within 90 days.
Bonuses are non-guaranteed and will depend on the experience of the participating funds. Reversionary bonus and Terminal bonus payable (if any) are non-guaranteed. Once credited to the policy, reversionary bonuses (if any) form part of guaranteed benefits of the policy. Terminal bonus is a one-time, non-guaranteed, discretionary bonus that may be payable to you when you make a claim, choose to stop the policy, or when the policy ends.
The quit smoking benefit can only be applicable if the life assured meets all the necessary terms and conditions.

DETAILED TERMS AND CONDITIONS

- COLLAPSE + EXPAND

IMPORTANT NOTES

This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”). All insurance applications are subject to AIA’s underwriting and acceptance.

This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

The information is correct as at 16 February 2023.

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What This Product Is About

What Does It Provide?

Lifetime Assurance for you and your family

Enhanced Coverage against the Unexpected

Opportunities to grow your wealth

Flexible Premium Contribution Term

Rewarding Healthier, Longer, Better Lives

Meet your legacy planning and wealth accumulation needs with AIA Platinum Heritage Wealth (II)

Sign up by 31 March 2023 and enjoy 2% off single premiums*

NEW! Enjoy 5% off first year premiums* from now till 30 June 2023

Get in touch

Meet your legacy planning and wealth accumulation needs with
AIA Platinum Heritage Wealth (II)