AIA Platinum Legacy series

Create a legacy that is strong, stable and enduring

As a highly affluent individual, you may already have the knowledge to enhance your wealth with astute financial decisions. However, your challenge lies in protecting this wealth for the next generation and ensuring that its distribution is in keeping with your wishes.

This is where the AIA Platinum Legacy series plans come in. Not only do they complement your existing assets, they also offer you the confidence that there is little left to chance when it comes to wealth transfer to the next generation.

This means assisting you in:

• avoiding the market volatility associated with assets such as property, equities and even the family business
• ensuring that the wealth you leave behind will have a guaranteed minimum value for the benefit of your beneficiaries
• arranging for an equitable distribution of your wealth, which will minimise the potential for family friction after your passing

Enhance and Protect

Creating an enduring legacy begins with careful planning

The AIA Platinum Legacy series plans can help you to enhance your wealth during your lifetime – with an attractive interest crediting rate on your initial premium that is guaranteed for the first seven years. What is more, the interest crediting rate is guaranteed at no less than 2% per annum as long as you own the policy. This way, you can more accurately predict the increase in the value of your policy year on year while enjoying the very comfortable lifestyle with which you are accustomed. In addition, your beneficiaries will receive a guaranteed death benefit – which is money that will be paid directly to them in the event of your passing.

Transfer and Preserve

Maintain family harmony with a fair distribution of your wealth

By their nature, illiquid assets such as property or the family business are hard to divide – but more critically, they can become the cause of a divide within your family after your passing. With the AIA Platinum Legacy series plans, you have the ability to enable wealth transfer that is fair and harmonious for your family by allocating specific portions of your wealth to specific beneficiaries. At the same time, you can also preserve this wealth in order to ensure the optimum lifestyles for your beneficiaries.

A choice of two plans to enhance, protect, transfer and preserve your wealth

To find out more about AIA Platinum Legacy series plans, download our brochure. Alternatively, please contact your AIA Financial Services Consultant or call our AIA Customer Care Hotline at 1800 248 8000.

Important Notes:

AIA Platinum Legacy series plans are US dollar policies and any moneys payable to or by us shall be in US dollars unless otherwise agreed at the time of payment. If you choose to pay or receive payment in any currency (including Singapore dollars) other than US dollars, our prevailing exchange rates shall apply for any currency conversion required to be made. Any currency conversion is subject to currency exchange rate fluctuations, which may be highly volatile.

These insurance plans are underwritten by AIA Singapore Private Limited (AIA). All insurance applications are subject to AIA’s underwriting and acceptance. Submission of an application and payment of premium does not constitute and should not be construed as acceptance by AIA. AIA reserves the right to withdraw the plans or reject applications, at anytime or for any reason without notice.

This is not a contract of insurance. It is intended only to be a simplified description of the product features applicable to these plans and is not exhaustive. The contents herein may vary from the terms of cover eventually issued. Please refer to the actual policy contract for all terms and conditions, including exclusions whereby the benefits under your plan may not be paid out. For the avoidance of doubt, only the terms and conditions as set out in the policy contract will bind the parties.

This is only product information provided by us. You should seek advice from a qualified advisor if in doubt.

Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.

The information herein is correct as at 5 May 2011.