Enjoy up to 20% special premium discount+.
Build A Better Foundation For Your Family's Protection
AIA Life Plus helps you to build a better foundation for your family's protection needs.
With AIA Life Plus, you can get whole life coverage for you and your family that has the potential to grow yearly1. Yet, you do not have to pay more. With AIA Life Plus, you can achieve all these.
Lifetime Protection
Your coverage for death and total and permanent disability has the potential to grow every year with annual reversionary bonuses1. On top of annual reversionary bonuses1, you may get even more coverage with a terminal bonus2.
And it's reassuring to know that you need not pay more for the increase in coverage1. Premium stays the same3.
With AIA Life Plus, you also get a guaranteed cash value4, which accumulates from the end of the third policy year upon payment of the required premiums.
Total and Permanent Disability - You Choose How Your Money Should Be Spent
You will receive the total and permanent disability benefit5 in one lump sum if total and permanent disability occurs before you turn 65 years old. This gives you the flexibility to use the money in any way you like best.
The lump sum payment you will receive consists of the insured amount plus any annual reversionary1 bonuses and terminal bonus2.
Extra Protection - Pick What You Want
You can pick from a wide selection of optional benefits to meet your needs. Choose from accident, disability, critical illness, hospitalisation, term, and other riders to add on to your AIA Life Plus plan.
Talk to AIA now for your life protection needs!
Just call your AIA Financial Services Consultant for an AIA Financial Health Check today and find out how AIA Life Plus can help meet your life protection needs. Alternatively, you can call our AIA Customer Care Hotline at 1800 248 8000.
How's your financial health?
Take the AIA Financial Health Check today!
1 Annual reversionary bonuses are not guaranteed and are reviewed annually based on AIA's past experience and our view of the investment market. However, bonuses once declared and added to your policy are guaranteed and will not be affected by subsequent years' revisions.
2 Terminal bonus (if any) will be determined by us and is payable only when your Basic Policy terminates (i.e. in the event of death or total and permanent disability, for policies that are in force for at least 15 years or in the event of surrender, for policies that are in force for at least 20 years). Terminal Bonus is a once-only entitlement, which is not guaranteed and may even be zero. It may also be altered or withdrawn at any time by us.
3 Premium rates for this policy are guaranteed so long as the required premium is paid before the end of the grace period for renewal. Premium rates remaining unchanged is not applicable to optional benefits purchased.
4 Cash value is the amount payable by the company upon surrender of the policy.
5 Total and Permanent Disability benefit is an advance payment of the death benefit and the policy will cease when the benefit is paid.
+Terms and Conditions for Discounted Rate:
- The promotion period for discounted rate is 1 January to 31 March 2012, except AIA Secure Term Plus for which the promotion period of 12 December 2011 to 31 March 2012 (both dates inclusive), applies.
- The 20% discount are limited to AIA Family First Protect, AIA Life Plus and AIA Secure Term Plus as well as any and all optional riders purchased with such policies (“Eligible Plans”).
- The 20% premium discount rate only applies to your first year premiums for annual mode of premium payment. If you choose to pay your premiums monthly, lower rates of premium discounts will apply (i.e. your 3rd and 4th months’ premiums in the first policy year will be waived).
- Nett premium must be received by AIA. Applications for Eligible Plans must be accepted by AIA and your policy(ies) must be effective by or on 31 May 2012.
- This promotion applies to new applications of the Eligible Plans only and does not apply to regular or ad-hoc premium top-ups.
- Policies for which the free-look feature has been exercised shall not be eligible for this promotion. For the avoidance of doubt, in such event, only the amount of premium actually paid and received by AIA shall be returned to the policyholder, subject to the terms and conditions of the relevant policy(ies).
Important Notes:
The above is a simplified description of the product features. This is not a contract of insurance. The precise terms and conditions of the policy, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.
Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.
This insurance plan is underwritten by AIA Singapore Private Limited (AIA). All insurance applications are subject to AIA’s underwriting and acceptance.
The information is correct as at 1 February 2012.
