Enjoy the certainty of guaranteed cash for the future.
It Adds Up To Your Benefit
Now, with AIA Financial Plus (USD), you can enjoy the certainty of guaranteed cash for the future without having your hard-earned money all tied up.
By giving you substantial cash payouts every five years during the term of your plan, AIA Financial Plus (USD) can help you take care of your financial responsibilities. For example, if you have young dependants, AIA Financial Plus (USD) can help you build up funds for their university education costs. Or, if you are at the wealth accumulating stage of your life, it can help provide a nest egg for your retirement. What's more, AIA Financial Plus (USD) gives you and your family the added peace of mind of life insurance protection.
How AIA Financial Plus (USD) Works
- Guaranteed Cash Payouts Every 5 Years
With AIA Financial Plus (USD), you will receive a guaranteed cash payout at the end of the 5th and 10th year of your plan, and upon maturity after 15 years. Each guaranteed cash payout amounts to 50% of the insured amount.
AIA Financial Plus (USD) gives you two ways to use your guaranteed cash payouts:
1. You can take the cash payouts and spend the money as you choose.
2. You can choose to reinvest them with AIA and earn attractive interest.
- Pay Premiums For 5 Years Only
Premiums for AIA Financial Plus (USD) are payable for only 5 years*. After 5 years, you will still enjoy the benefits of the plan even when you no longer pay any premiums.
What's more, if total and permanent disability^ occurs before you reach age 60, any premiums still payable will be waived.
- Increasing Life Protection
With AIA Financial Plus (USD), in the unfortunate event of death, your loved ones will receive the higher of the increasing guaranteed death benefit or the total premiums paid.
Act Now!
To take advantage of this great investment opportunity, contact your AIA Financial Services Consultant today. You can also call our AIA Customer Care Hotline at 1800 248 8000.
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* Not applicable for premiums paid for riders.
^ This benefit is subject to underwriting limits.
# Based on total annual premiums paid on your basic policy on the insured amount (without interest and before adjustment for the size of insured amount or adjustment for premium payment mode, and excludes any additional premiums payable for occupational, residential, medical and other relevant assessments), less any guaranteed cash payouts received.
Important Notes:
The above is a simplified description of the product features. This is not a contract of insurance. The precise terms and conditions of the policy, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.
Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.
