AIA Recovery Lifeline (Standalone)
All-Round Financial Protection
It's good to feel positive about the future, but nobody can be sure of what lies ahead. This is especially true of the uncertain times we live in today. Now, the need to provide all-round financial protection for your family, business and assets is more important than ever.
That's why we have designed AIA Recovery LifeLine (Standalone) to give you comprehensive and substantial protection you'll need in times of emergencies.
Life Protection
In the unfortunate event of death, your beneficiaries will receive the sum assured in one lump sum.
Total And Permanent Disability Protection
Upon total and permanent disability occurring before age 65, you will receive a lump sum amount equivalent to 100% of the sum assured.
Critical Illness Protection
With AIA Recovery LifeLine (Standalone), you will enjoy coverage for 30 critical illnesses. The sum assured will be paid in one cash lump sum if you are diagnosed as suffering from any of the specified critical illnesses (except for Angioplasty and other invasive treatment for coronary artery where 10% of the sum assured up to a maximum of S$25,000 will be paid, after which the balance of the sum assured, if any, will be in-force).
- Heart Attack
- Stroke
- Coronary Artery By-pass Surgery
- HIV Due to Blood Transfusion and Occupationally Acquired HIV
- Angioplasty and Other Invasive Treatment for Coronary Artery
- Major Cancers
- Fulminant Hepatitis
- Primary Pulmonary Hypertension
- Kidney Failure
- Major Organ / Bone Marrow Transplantation
- Multiple Sclerosis
- Blindness (Loss of Sight)
- Paralysis (Loss of Use of Limbs)
- Muscular Dystrophy
- Alzheimers Disease / Severe Dementia
- Coma
- Deafness (Loss of Hearing)
- Heart Valve Surgery
- Loss of Speech
- Major Burns
- Surgery to Aorta
- Terminal Illness
- End Stage Lung Disease
- End Stage Liver Failure
- Motor Neurone Disease
- Parkinsons Disease
- Aplastic Anaemia
- Benign Brain Tumour
- Bacterial Meningitis
- Encephalitis
Lifestyle Benefit
Without the need for a medical examination, AIA Recovery LifeLine (Standalone) allows you to purchase a new whole life or endowment plan when you get married, when your newborn arrives or when you legally adopt a child. You can purchase up to three new policies.*
*Subject to one new policy per event and limits on additional sum assured.
AIA Recovery Lifeline is available for a 5-year term. After 5 years, you are guaranteed option to renew your plan for another 5 years. In fact, you can continue to renew your plan for coverage up till age 75, regardless of your state of health. Your regular premium payments** will increase according to your attained age at the time of renewal.
**Please note that the premium rates for this plan are not guaranteed. These rates may be adjusted based on future experience.
Guaranteed Convertibility
Because we understand you have changing financial needs, AIA Recovery LifeLine (Standalone) also gives you the option to convert your plan to a new whole life or endowment plan, with critical illness cover, without the need for a medical examination.
Act Now!
To secure complete protection for your future, contact your AIA Financial Services Consultant today. You can also call our AIA Customer Care Hotline on 1800 248 8000.
How's your financial health?
Take the AIA Financial Health Check today!
Important Notes:
The above is a simplified description of the product features. This is not a contract of insurance. The precise terms and conditions of the policy, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.
Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.
This insurance plan is underwritten by AIA Singapore Private Limited (AIA). All insurance applications are subject to AIA’s underwriting and acceptance.
