AIA Critical Protector Rider

• Pays the sum assured upon diagnosis of any of the 30 critical illnesses¹, death before age 75 or death during the term of your basic policy, whichever is earlier.
• Should total and permanent disability occur before the policy anniversary following your 65th birthday, the coverage amount will be payable in one lump sum.
• You can convert your AIA Critical Protector Rider to AIA Critical Protector Plus or an AIA regular premium whole life or endowment policy, with or without acceleration Critical Illness (CI) rider, for the insured amount before your basic plan expires or the policy anniversary following your 65th birthday, whichever is earlier, without the need for a medical examination

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Notes:

¹ For Angioplasty and other Invasive Treatment for Coronary Artery, a benefit of only 10% of the sum assured, subject to a maximum amount of $25,000 will be payable. After payment of such benefit, only the balance of the sum assured will be in-force.

The above is a simplified description of the product features. This is not a contract of insurance. The precise terms and conditions of the policy, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.

Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.