AIA Critical Protector Plus

Critical protection for your future.

Critical Illness Facts:

67% of Singaporeans do not have or are unsure whether they have enough funds to meet their financial needs in the next 10 years, should they suffer a critical illness requiring extensive medical treatment.1


Are you adequately covered in the event of a critical illness? The financial impact of a critical illness may mean that you can no longer live life the way you want, let alone enjoy the savings you've worked hard to accumulate.

AIA Critical Protector Series helps you and your loved ones cope with the financial consequences of a critical illness by paying a cash lump sum if you are diagnosed as suffering from any of 30 specified critical illnesses. This financial cushion can help pay for your medical expenses whilst helping to ensure your family maintains their standard of living as you recuperate.

Protection Tailored To Suit Your Needs

AIA offers a range of critical illness plans to meet your needs

AIA Critical Protector Plus

  • A standalone plan that provides up to $1 million sum assured coverage for 30 listed critical illnesses2 or death before age 75.
  • If diagnosed as suffering from any of the specified critical illnesses (except for Angioplasty and other invasive treatment for coronary artery) or in the unfortunate event of death, the sum assured will be paid in one lump sum.
  • Upon total and permanent disability occurring before the policy anniversary following your 65th birthday, you will receive a lump sum amount equivalent to 100% of the sum assured.
  • We understand that your financial needs change over time. AIA Critical Protector Plus gives you the option to convert your plan to an AIA regular premium whole life or endowment policy for the insured amount without the need for a medical examination. 

You can also choose from the following riders, which will be attached to your AIA basic life insurance policy.

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1 Source: AIA Life Matters Index 2006 survey.
2 For Angioplasty and other Invasive Treatment for Coronary Artery, a benefit of only 10% of the sum assured, subject to a maximum amount of $25,000 will be payable. After payment of such benefit, only the balance of the sum assured will be in-force.

Important Notes:

The above is a simplified description of the product features. This is not a contract of insurance. The precise terms and conditions of the policy, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.

Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.

This insurance plan is underwritten by AIA Singapore Private Limited (AIA). All insurance applications are subject to AIA’s underwriting and acceptance. The premium rates for the plans described are not guaranteed. These rates may be adjusted based on future experience.

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-- Critical Illness

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