When something goes wrong, it's very easy to neglect matters like unpaid bills. What's worse, unpaid bills, particularly those on your credit card, pile up very quickly.

Now you and your family won't have to worry about unpaid credit card bills, when something bad happens or something goes wrong.

Let AIA show you the way with AIA CLub (Credit Insurance on unpaid bills). This unique plan helps you to pay off unsettled bills in tough times. Even if you do not have any bills, the FULL benefit will still be payable to your family to tide over the tough times.

Join AIA CLub and let us take care of your bills.

What We Provide

Low Fixed Premiums, High Benefits

For as little as $11 a month, this plan gives you coverage for Death, Total and Permanent Disability, Terminal Illness and Critical Illnesses. What's more? You can choose the plan that best suits your needs and budget. You can insure up to 2 Standard Plans or 1 Executive Plan.

Your monthly premium never changes and is always fixed at $11 or $22, depending on your chosen plan.

10 Critical Illnesses

This unique plan covers you for 10 major critical illnesses. They are:
- First Heart Attack
- Stroke
- Coronary Artery Bypass - Surgery
- Cancer
- Kidney Failure
- Major Organ Transplant
- Multiple Sclerosis
- Fulminant Viral Hepatitis
- Pulmonary Arterial Hypertension (Primary)
- Muscular Dystrophy

5 Years of Guaranteed Benefit

Once you have signed up to be part of AIA CLub, your benefits remain the same for 5 years even when you cross into the next age band. The benefit amount will only be reviewed on the 6th year. So, hurry now and join the CLub!

Waiver of Premium

If Total & Permanent Disability or Terminal Illness occurs, your monthly premium will be waived during the period.

No Medical Check-Ups Necessary

You do not need to go for any medical examination. Simply sign the health declaration on the AIA CLub application. It's that simple!

Flexibility
This program is so flexible that it is open to all main and supplementary VISA cardholders. You can insure any VISA card you hold up to a maximum monthly premium of $22.

Immediate Coverage

As soon as you sign the application form, your coverage starts immediately.

14 Days of Freelook

You have 14 days to check this plan out, and if you decide to terminate the plan, AIA refunds the full premium collected.

Easy Payments

No need to worry about forgetting to pay your premiums. Just give AIA your credit card number, and the premium can be automatically charged to your card monthly. Make premium payments in this manner and as a plus, you can earn bonus points on your VISA credit card.

Protection for New Purchases

This plan also protects you from loss/damage due to theft or accidental means whilst in transit to your home within 30 days from the date of purchase in or out of Singapore using the insured VISA credit card. As long as the items are charged to the insured credit card, your loss can be minimised, with a reimbursement for up to $10,000, subject to a maximum of $500 per item and an excess of $100.

Who is Eligible?

AIA CLub is open to all AIA individual standard life policyholders with no major claim history and is in good health at entry age.

How's your financial health?
Take the AIA Financial Health Check today!

Notes:

Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.

This is not a contract of insurance. The precise terms and conditions of this plan are specified in the policy contract.