AIA Service (Personal Care)
Insure your Business Today. Ensure a Healthy-Looking Future.
Getting up close and personal with your customers can expose your business to unique risks. Despite your experience, when it comes to making customers look and feel good, the outcome can't always be predicted. AIA's Service - Personal Care business insurance not only protects you against the financial impact of fire and theft, but also provides essential public liability cover in case of accidents or injuries. It even covers business interruption in case of an outbreak of disease such as SARS. The beauty of the policy however, is that with a standard plan and the choice of optional covers, it can be customized to meet your individual business needs.
Flexible Coverage
From coverage for your physical property against all manner of risks, to financial support in a health emergency, take a look at the standard and optional protection we can provide your business:
Standard Cover
Property All Risks Insurance
Covers your property (up to S$2 million) against accidental physical loss or damage from any external causes not excluded by special exclusions or general exclusions.
Optional Covers
Workmen's Compensation
Covers you for your liability under the Workmen's Compensation Act (Cap 354) or at Common Law to pay compensation to your employees (up to 25 employees) who suffer bodily injury or disease arising out of or in the course of employment.
Public Liability
Indemnify you against your legal liability (up to S$3 million) in respect of accidental bodily injury to third parties and/or accidental loss and/or damage to property belonging to third parties.
Group Personal Accident
Provides benefits to your employees as a result of an accident 24 hours a day anywhere in the world.
- Accident Death & Permanent Disablement (up to S$150,000)
- Accident Medical Reimbursement (up to S$1,500)
- Weekly Indemnity (up to S$150 per week)
Machinery Breakdown
Provides cover (up to S$3,000) to the electrical equipment in the event of mechanical or electrical malfunction.
Fidelity Guarantee
Insures you against loss of money and/or property (up to S$5,000) due to fraud or dishonesty of employees.
Free Cover!
Health Emergency Loss Protection
Provides you with essential financial support of S$170 per day (max 15 days) in the event you are denied access into your workplace as a result of an outbreak of any human contagious disease (for example, SARS) .
How's your financial health?
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Notes:
The above is a simplified description of the product features. This is not a contract of insurance. The precise terms and conditions of the policy, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.
