AIA Elite Homecare
No one can predict a fire. No one can tell when a break-in or robbery might occur. But these things happen every day, even in Singapore. And the truth is, everyone is at risk.
That's why it's best to get protection for yourself and for your home.
Let AIA show you the way with AIA Elite HomeCare. A plan that offers 24-hour-a-day protection for your home.
What We Provide
A Range of Three Plans to Choose From
AIA Elite HomeCare offers you a choice of three plans to suit your needs and budget.
General Overview of the AIA Elite HomeCare Plans & Benefits
| BENEFITS | STANDARD | COMPREHENSIVE | EXECUTIVE |
|
Building* |
$80,000
|
$120,000
|
$260,000
|
|
Contents* Mobile Technology Coverage** |
$16,000 $2,400 $250 $500 $250 $8,000 $3,200 $150 $300 $1,200 |
$24,000 $3,600 $250 $500 $250 $12,000 $4,800 $150 $300 $1,200 |
$37,000 $5,550 $250 $500 $250 $18,500 $7,400 $150 $300 $1,200 |
|
Worldwide Unscheduled Personal Valuables* Replacement of personal documents including NRIC, passport and driving license, in the event of loss or damage due to any Principal Perils |
$2,000 $500 $1,000 $1,500 $2,000 $100 |
$2,000 $500 $1,000 $1,500 $2,000 $100 |
$2,000 $500 $1,000 $1,500 $2,000 $100 |
|
Festive Seasons Benefit In the event of any loss or damage due to Principal Perils within the building for a period of 10 days before and including the festive seasons. Festive seasons includes New Year's Day, Chinese New Year, Hari Raya Haji, Hari Raya Puasa, Deepavali, Good Friday, Vesak Day and Christmas. |
$300 | $300 | $300 |
|
Worldwide Personal Liability |
$500,000 | $500,000 | $500,000 |
|
Worldwide Medical Reimbursement for Accidents^ |
$250 | $250 | $250 |
|
Worldwide Accidental Death Benefit^ |
$20,000 | $20,000 | $20,000 |
|
Double Indemnity for Accidental Death Benefit^ (for insured only) In the event of the insured's demise due to fire, lightning, theft or robbery within the building |
$40,000 | $40,000 | $40,000 |
| 5-Year Premium Waiver^ (for insured only) |
YES | YES | YES |
| Annual Premium (w/ GST) |
$169.15 | $231.46 | $399.50 |
|
Monthly Premium (w/ GST) |
$14.87 | $20.37 | $35.15 |
| Notes: There is an excess of $100 or 5% of the above claim amount on all claims except for loss or damage due to fire, worldwide medical reimbursement for accident and worldwide accidental death benefit. * The amount paid out for extensions under the main coverage Building, Contents and Worldwide Unscheduled Personal Valuables will be deducted from respective benefit sum assured. ** Annual Mobile Technology Coverage is limited to $1,200. ^ Unless otherwise stated, coverage is provided to Insured and Spouse who are below the age of 65; coverage is also provided to children (unmarried and full-time student) between 1 and 24 years old. |
|
Comprehensive Protection That Includes
|
|
Coverage For The Following:
- Fire
- Lightning
- Explosion
- Malicious damage or vandalism
- Burglary (evidence of forced entry not required), robbing or theft
- Impact by road vehicles
- Impact by aircraft or other aerial devices
- Riot and civil commotion
- Earthquakes
- Hurricanes, windstorms and floods
- Bursting of water tanks or pipes (excluding loss or damage to water tanks and pipes. Loss or damage due to water discharge or leaking are not covered).
Special Features
- First Loss Policy
The Insured will not be penalised in the event of underinsurance. - Full Theft Coverage
In the event of burglary, evidence of forcible or violent entry is not required. - Worldwide Coverage
Even outside Singapore, AIA Elite HomeCare continues to protect. - Extended Coverage
Immediate family members (including parents, siblings, spouse and children) residing in the same home are included in the coverage. - 5-Year Premium Waiver
The Insured and his or her family will continue to be covered, in the event of the policy owner's demise or total permanent disability. - Worldwide Accidental Death, Personal Liability and Medical Reimbursement Benefit
Who is Eligible?
Houseowners, tenants, landowners of Singapore residential premises.
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Important Notes:
The above is a simplified description of the product features. This is not a contract of insurance. The precise terms and conditions of the policy, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.
This insurance plan is underwritten by AIA Singapore Private Limited (AIA). All insurance applications are subject to AIA’s underwriting and acceptance.
The information is correct as at 19 May 2011.
