AIA Platinum Generations (II)

Preserve your wealth across generations

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AIA Platinum Generations (II)

Protect, preserve, and grow your wealth across not just one, but up to three generations.

Currency

US$

Period

Whole Life

Frequently asked questions

AIA Platinum Generations (II) is a 10-year limited pay participating whole life plan that helps you create a lasting legacy for your family. It provides lifelong protection for your loved ones, while offering guaranteed cash coupons from the end of policy year 10 throughout the lifetime of the plan.
 
The plan also offers the potential to enhance your wealth through non-guaranteed dividends, helping you preserve and grow what you have built for future generations. 

AIA Platinum Generations (II) helps you preserve and pass on your wealth across three generations. The plan provides coverage for death and terminal illness up to age 100 and total and permanent disability up to age 70, helping to protect your loved ones financially.
 
From the end of the 10th policy year onwards, you will receive guaranteed cash coupons throughout the lifetime of the plan, along with the potential for non-guaranteed dividends, supporting your goals of preserving, growing and passing on your wealth across generations.

The plan can benefit up to three generations by helping you preserve and pass on your wealth, while building long-term cash value and providing guaranteed annual coupons and potential dividends.

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Terms and conditions

  • Your policy will terminate upon the death benefit payout or acceleration of the full insured amount under the basic plan, whichever is earlier.
  • Annual dividend and terminal dividend (if any) are non-guaranteed and will depend on the performance of the participating fund. Once credited to the policy, annual dividends (if any) form part of the guaranteed benefits of the policy. Terminal dividend is a one-time, non-guaranteed, discretionary dividend that may be payable when you make a claim, choose to stop the policy or when the policy ends.

This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) ("AIA"). All insurance applications are subject to AIA's underwriting and acceptance. This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.
 
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost.
 
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
 
This advertisement has not been reviewed by the Monetary Authority of Singapore.
 
The information is correct as at 24 February 2023.