Hong Kong, 19 March 2026 – The Board of AIA Group Limited (the "Company") is pleased to announce the Group's financial results for the year ended 31 December 2025. Growth rates are shown on a constant exchange rate basis unless otherwise stated: 

 

 

"AIA delivered record results in 2025 with double-digit growth across our key financial metrics for new business value, earnings and cash generation. Broad-based growth drove a VONB increase of 15 per cent, clearly demonstrating the strength and diversification of our business. EV Equity grew strongly by 14 per cent³ per share to US$79.7 billion after shareholder dividends and share buy-backs. The consistent execution of our growth strategy continues to drive higher operating ROEV and ROE of 15.8 per cent and 15.5 per cent, respectively. The compounding of high-quality new business supported 12 per cent growth in OPAT per share and 11 per cent increase in UFSG per share. After new business investment, net FSG increased by 14 per cent per share to US$4,451 million, reflecting the growth in UFSG and a proactive shift to less capital-intensive products."

 

"Following our prudent, sustainable and progressive dividend policy, the Board has recommended a 10 per cent increase in the final dividend to 144.08 Hong Kong cents per share, which brings the total dividend to 193.08 Hong Kong cents per share, an increase of 10 per cent from 2024. In accordance with our capital management policy, the Board has approved a new share buy-back² of US$1.7 billion. This comprises US$0.7 billion to meet the payout ratio target of 75 per cent of annual net FSG and an additional US$1.0 billion following a regular review of the Group's capital position."

 

"Asia represents the most compelling growth opportunity for life and health insurance with powerful structural tailwinds driving sustainable demand for protection and long-term savings despite persistent geopolitical and macroeconomic uncertainty. AIA is uniquely positioned to capture the opportunities available to us given our broad and deep presence in the region and a relentless focus on our strategic priorities that will further enhance our competitive advantages."

 

"AIA's strategy continues to evolve with customer needs, technological progress and market opportunities. It is designed to perform through market cycles, as evidenced by our excellent results in 2025. We have entered 2026 with strong business momentum and I have confidence in AIA's ability to deliver sustained shareholder value over the long term."

 

 

In 2025, AIA Singapore achieved another year of strong results. 

AIA Singapore's tied distribution channel, comprising the agency force and AIA Financial Advisers (AIA FA), delivered strong performance in 2025. This achievement reflects the continued strength of our premier agency strategy, which has been instrumental in sustaining recruitment momentum and driving agent productivity through our best-in-class digital tools. 

 

The partnership distribution channel also recorded excellent growth, driven by robust sales of high-net-worth (HNW) products that was supported by our bespoke wealth proposition, 'Wealthbeing' by AIA. Our long-standing strategic partnership with Citibank has also performed well, with sales momentum driven largely by the offshore customer segment. 

 

AIA Singapore maintained our market leading position as the number one employee benefits insurer in Singapore, securing the Best Employee Insurance Provider (Gold) at the HR Vendors of the Year Awards 2025 for the twentieth consecutive year – a testament to our long-standing commitment to building a healthier and resilient workforce in Singapore.

 

 

"AIA Singapore's 2025 business performance represents another clear leap forward, defined by very strong business results and exceptional financial resilience. Our growth across Value of New Business, Annualised New Premium, Total Weighted Premium Income and Operating Profit After Tax highlights the strength of our strategic core."

 

"Our leadership extends beyond numbers into the hearts of our customers. By securing the top position in Net Promoter Score (NPS) for 2025, alongside our eleventh year as Singapore's number one Million Dollar Round Table (MDRT) Company, we have proven that our premier agency strategy and strong focus on customer centricity are inextricably linked. With one-third of our distribution force achieving MDRT status, we are setting a strong benchmark for professional excellence and dedication to our customers."

 

"This commitment to customer advocacy is powered by our Technology, Data, and Analytics (TDA) strategy. Continued investments in transformative platforms like iPOS+, iSMART+, and iRecruit+ have enhanced operational efficiency and productivity for our insurance representatives to provide service excellence. Meanwhile, our AIA+ super app has simplified the lives of our customers by seamlessly integrating employee benefits with individual insurance on a single platform, a first in market transformation."

 

"We remain sharply attuned to evolving life stages, pioneering the 'Wealthbeing' by AIA proposition for the affluent and high-net-worth market with compelling solutions such as the AIA Platinum Wealth Venture 2.0 and AIA Platinum Indexed Legacy (II) to help them grow their wealth and secure their legacy, as well as offering bespoke experiences with curated engagement initiatives under the AIA Altitude programme. Simultaneously, we are protecting the next generation with accessible solutions like AIA #GenFit PA, a value-packed personal accident plan and AIA Enhanced Cancer Protect, a regular-premium cancer-focused protection plan to provide peace of mind and ensure sustained financial support during recovery."

 

"Beyond financial performance, we are making a positive impact on the healthcare landscape. Through strategic alliances with Raffles Hospital, Mount Alvernia Hospital, NHG Health and Thomson Medical Centre, we have significantly expanded our healthcare network to ensure our customers enjoy enhanced access to quality healthcare. Furthermore, our Chronic Disease Management Programme, launched in partnership with Amplify Health, enables our customers with diabetes, high blood pressure, or high cholesterol to adopt sustainable lifestyle changes for long-term vitality. Through these initiatives, we have moved the needle from reactive treatment to proactive Value-Based Care, enhancing patient experiences and outcomes with innovative, cost-effective and human-centric healthcare solutions."

 

"Aligned with Singapore's SG60 celebrations, we had successfully rolled out a year-long line-up of initiatives designed to engage Singaporeans across all generations. These initiatives aim to empower individuals and their families to take charge of their holistic wellness while reinforcing our commitment to making a meaningful impact on the nation. As the Official Title Partner for AIA HYROX Open Asian Championships 2025 and AIA HYROX Singapore 2025, we further exemplified our dedication to making fitness accessible and inclusive. This is a vital part of our broader AIA One Billion movement, which aims to empower one billion people to live healthier, longer, better lives by 2030."

 

"As Singapore's leading life insurer, we remain steadfast in delivering meaningful value for our customers and communities. Our efforts have been affirmed through multiple industry recognitions including International Life Insurer of the Year and Health Insurance Initiative of the Year at the Insurance Asia Awards 2025, alongside being named Insurance Company of the Year at the 10th Asia Trusted Life Agents & Advisers Awards."

 

 

 

 

AIA Group Limited and its subsidiaries (collectively "AIA" or the "Group") comprise the largest independent publicly listed pan-Asian life insurance group. It has a presence in 18 markets – wholly-owned branches and subsidiaries in Mainland China, Hong Kong SAR⁴, Thailand, Singapore, Malaysia, Australia, Cambodia, Indonesia, Myanmar, New Zealand, the Philippines, South Korea, Sri Lanka, Taiwan (China), Vietnam, Brunei and Macau SAR⁵, and a 49 per cent joint venture in India. In addition, AIA has a 24.99 per cent shareholding in China Post Life Insurance Co., Ltd.

 

The business that is now AIA was first established in Shanghai more than a century ago in 1919. It is a market leader in Asia (ex-Japan) based on life insurance premiums and holds leading positions across the majority of its markets. It had total assets of US$345 billion as of 31 December 2025. 

 

AIA meets the long-term savings and protection needs of individuals by offering a range of products and services including life insurance, accident and health insurance and savings plans. The Group also provides employee benefits, credit life and pension services to corporate clients. Through an extensive network of agents, partners and employees across Asia, AIA serves the holders of more than 44 million individual policies and over 16 million participating members of group insurance schemes.

 

AIA Group Limited is listed on the Main Board of The Stock Exchange of Hong Kong Limited under the stock codes "1299" for HKD counter and "81299" for RMB counter with American Depositary Receipts (Level 1) traded on the over-the-counter market under the ticker symbol "AAGIY".