Policy Administration Charge: A one time charge of S$100 plus a 1.5% of single premium is deducted before units are purchased. However, for single premium of at least S$10,000, this charge will be waived. Please note that this charge is not applicable to top-ups.

Benefit Charge: Deducted monthly in advance by cancelling small units from the Policy account.

Fund Management Charge: Levied on the fund(s) selected and is built into unit price.

Fund Switch Fee: S$25 per switch, with one free switch per year. Please note that all switches out of AIA S$ Money Market Fund are free.

Automatic Fund Re-balancing Charge: If this feature is selected, there is a charge of S$25 per year. The charge is paid via deduction of units.