Your Choice Life Policy
Your Choice Life policy is a whole life participating annual dividend plan which pays guaranteed cash coupons of 5% of the face amount every year, commencing on the 10th or 15th policy anniversary, depending on which plan you have chosen. Being a whole life plan, premiums are payable throughout the duration of your policy.

Your Benefit Illustration at the time of purchase may have illustrated a Limited Premium Payment (LPP) option (in the past also known as “critical year” option). This option may be used to stop out-of-pocket premium payments at the end of a projected LPP period when the accumulated dividends and future projected dividends are estimated to be sufficient to fund all of your policy’s future premiums.

To help you gain a better understanding of the factors that affect the projected LPP period and for other related questions that you may have on your policy, please refer to the list of Frequently Asked Questions below.

If you have any queries, please contact your AIA Financial Services Consultant or our AIA Customer Care Consultants at 6248 8107 from 8.45am to 5.30pm, Mondays to Fridays (except public holidays). We look forward to continue serving your financial security needs in the future.

Frequently Asked Questions on the LPP Period for:

S$ Choice Life Policies

English Version

Chinese Version

US$ Choice Life Policies

English Version

Chinese Version