AIA Auto Plus Gives You The Extra Protection When You Need It
AIA Auto Plus is a special authorised workshop scheme for private cars, offering comprehensive coverage, efficient claims as well as guaranteed repair quality.

Under the program, claims-related repairs are required to be carried out at American Home Assurance Company's (AHAC's) authorised workshops which are conveniently located throughout Singapore.

For vehicles less than 3 years old, you have the option to have accident repairs done at the sole agent's workshop/s.

100% indemnity with New-for-old Replacement
In the unfortunate event of a total loss due to accident, AIA Auto Plus will pay you the full purchase price to buy a brand new car (of the same make and model) if the insured vehicle is less than 12 months old. In other words, you get a new car in replacement of the old.

Personal Accident Cover of up to S$50,000 for the insured
AIA Auto Plus pays over and above other personal accident of life insurance in the event of death or permanent disability due to an accident while traveling in a car. It simply means added protection not only for you but for your family and loved ones too.

Enjoy waiver of Excess on your accident repairs
With 50% No Claim Discount (NCD) entitlement, S$500 repair excess will be waived for your first claim at any of the AHAC authorised workshops. For NCD less than 50%, you can enjoy a S$250 repair excess waiver.

Peace of mind with 24-hour FREE Breakdown Towing
At no time are you left in a lurch, we'll be there to help. Not just to two your car away in case of an accident, but to give roadside assistance when there's a mechanical problem. We provide this service absolutely free anywhere in Singapore.

More benefits working together to give you more protection

• Windscreen cover with automatic reinstatement (S$100 excess applies before GST)
• Cover for liability to your passengers
• Cover for third party liabilities caused by negligence of your passengers
• Personal accident cover for passengers of up to S$10,000 each
• Medical expenses incurred by the policyholder, authorised driver and/or passengers of up to S$300 each
• Cover for malicious damage due to strikes, riots and civil commotion
• Cover for flood and windstorm damages
• Claims-related accident towing
• 24-hour Emergency Hotline for breakdown and medical assistance referral services in Singapore and toll-free in West Malaysia
• 24-hour claims procedure enquiries assistance service
• Free vehicle check-up twice yearly by AHAC authorised workshops except compulsory LTA inspection
• 10% discount on all labour charges for your routine repairs and maintenance at AHAC authorised workshops
  

CUSTOMISE Your Insurance Coverage!
Now, you have the flexibility of customising your insurance coverage to suit your driving needs!

Age Condition Policy
Do you require coverage for younger drivers? If not, you can enjoy an lower premium by setting an age condition to your policy. The higher the age condition, the lower the premium!

Choose from the following options:

• All age condition +
• 30 years old & above age condition
• 35 years old & above age condition
• 40 years old & above age condition

Please note that coverage will only be provided for insured or authorised drivers who meet the age condition you have selected.

+ If you require coverage for younger drivers, you can opt for an All age condition policy.

Premium Flexibility Through Policy Excess Option
Depending on your preference, you can either increase or reduce your policy excess by paying a different premium. Excess can be increased to a maximum of S$3,000.

Loss of Use Benefit Usage of Replacement Car for up to 10 Days
We understand the inconvenience and frustration of not having the use of your car. Therefore, when your car is laid up for accident repairs at the workshop, we will provide you with a replacement car for up to 10 days with guaranteed availability.

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Notes:

Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.

This is not a contract of insurance. The precise terms and conditions of this plan are specified in the policy contract.