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Do you have enough cash to provide for yourself and your family for the next 10 years if you have an accident and lose your income?
Accidents can happen at any time. And if you were to suffer a serious injury, the financial consequences on you and your family may be devastating. Without adequate protection, you may find it difficult to finance your hospital costs and medical treatments.
AIA Prime Assured gives you the protection 24 hours a day, 365 days a year, anywhere in the world with:
- Permanent Disability Benefit up to S$75,000^ due to an accident which will be doubled in the event of an accident on a public conveyance.
- A Lump sum up to S$60,000* payable for Loss of Activities of Daily Living due to an accident.
- Daily Accident Hospital Income Benefit up to S$150* for maximum of 365 days when you are hospitalised due to an accident.
- Post-hospitalisation Home Care lump sum payout up to S$1,200*.
- Reimbursement of the reasonable and customary cost for medical treatment by a Chinese Bonesetter or Acupuncturist, cost of mobility aid equipment and ambulance service due to an accident up to the insured amount.
- A Lump sum payout up to S$3,000* on diagnosis of Alzheimer's or Parkinson's Disease
* Based on the Insured Amount for Plan 3
^Based on maximum of 150% of Insured Amount for Permanent Disability Benefit
Key Benefits and Premiums
AIA Prime Assured provides you with a range of benefits:
| Plan Benefits |
| |
Insured Amount (S$) |
| Benefits |
Plan 1 |
Plan 2 |
Plan 3 |
|
1. Compassionate Accidental Death Benefit |
5,000 |
5,000 |
5,000 |
|
2. Broken Bones and Burns Benefit |
10,000 |
15,000 |
30,000 |
|
3. Permanent Disability Benefit |
20,000 |
30,000 |
50,000 |
|
4. Double Permanent Disability on Public Conveyance Benefit |
40,000 |
60,000 |
100,000 |
|
5. Loss of Activities of Daily Living Benefit |
20,000 |
30,000 |
60,000 |
|
6. Accident Medical Reimbursement Benefit |
500 |
1,000 |
1,500 |
|
7. Daily Accident Hospital Income Benefit |
50 per day |
100 per day |
150 per day |
|
8. Post-hospitalisation Home Care Benefit |
800 |
1,000 |
1,200 |
|
9. Mobility Aid Benefit |
250 |
500 |
750 |
|
10. Ambulance Service Benefit |
200 |
200 |
200 |
|
11. Alzheimer's or Parkinson's Disease Benefit |
1,000 |
2,000 |
3,000 |
| Premiums (S$) (inclusive of 7% GST) |
Once a year |
198.00 |
298.35 |
448.78 |
| Twice a year |
102.96 |
155.14 |
233.36 |
| Once a month |
17.21 |
25.95 |
39.06 |
The insured amount for all benefits will be reduced by 50% from the policy anniversary following your 81st birthday.
Please refer to the Policy contract for the various payment schedules
Enhancing your protection
With AIA Prime Assured, you are assured of comprehensive protection should you have an accident anywhere in the world. Depending on your circumstances and those of your loved ones, you may wish to talk to your AIA Financial Services Consultant about complementing AIA Prime Assured with additional AIA products that cover:
- medical expenses
- hospital and surgical expenses
- critical illnesses
Apply now
Apply for AIA Prime Assured today by talking to your AIA Financial Services Consultant or calling the AIA Customer Care Hotline at 1800 248 8000.
How's your financial health?
Take the AIA Financial Health Check today!
Notes:
This insurance plan is underwritten by American International Assurance Company, Limited (AIA) and all applications are subject to AIA's underwriting and acceptance.
It is discouraged to switch between an existing accident and / or health insurance policy without considering whether the switch is detrimental, as there may be potential disadvantages with switching. A penalty may be imposed for early termination and the new policy may cost more or have less benefits at the same cost.
Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.
This is not a contract of insurance. The precise terms and conditions of this plan are specified in the policy contract.
The information stated is correct at October 2008. |
