| Enjoy life. Be at liberty to devote more time to your loved ones, travel the world with your family or tee off on lush greens with your golfing buddies.
Live the Lifestyle of your dreams. Financial freedom, stability and growth can be achieved with the right planning and quality financial tools to support your goals.
AIA Platinum Legacy is a universal life insurance plan serving the needs of affluent individuals like you. It offers you a guaranteed minimum return on your capital with the potential of earning greater returns. AIA Platinum Legacy also provides you with insurance protection customized to meet your needs. The versatility and flexibility of the plan allows you to strike a balance between capital accumulation and insurance protection.
Meeting Your Needs With Flexibility
With the flexible nature of AIA Platinum Legacy, you can decide on the premium amount you want to pay to achieve your financial goals. All that is required is a minimum insured amount of US$750,0001.
Securing Your Loved Ones Financially
AIA Platinum Legacy provides a death benefit equal to the Current Insured Amount or the Accumulation Value of your AIA Platinum Legal Policy Account, whichever is higher.
Attractive Returns On Your Funds
AIA Platinum Legacy aims to provide you with the potential for attractive returns2 on your investment, thus creating a legacy for your loved ones.
- Guaranteed Minimum Interest Rate To Grow Your Capital
An interest rate of 3% per annum is guaranteed. This minimum interest rate applies to the accumulation value3 of your AIA Platinum Legacy policy. After deduction of the relevant charges, the remaining premium will accumulate with interest.
|
Product |
Effective Date |
Crediting Rate for SIS Illustration |
| AIA Platinum Legacy |
21 Jan 2008 |
5.45% |
| AIA Platinum Legacy Preserver |
21 Jan 2008 |
4.90% |
Increase Your Investment
While your policy is in force and subject to our approval, you may contribute to your AIA Platinum Legacy policy by lump sum contributions any time to increase your investment capital. After deducting the relevant policy charges, the remaining premium will be credited to your AIA Platinum Legacy policy to accumulate4.
Total Control Over Your Funds
AIA Platinum Legacy allows you to have total control over your accumulated funds. After the policy is in force for 12 months, you can withdraw5 from your account at any time. This allows you to access your funds to meet unexpected financial needs.
Act Now!
To secure an attractive minimum 3% per annum interest and potential for even higher interest2, contact your AIA Financial Services Consultant today.
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Notes:
1 This is a US dollar insurance plan. Equivalent returns on the policy in other currencies will depend on prevailing exchange rates, which can be highly volatile.
2 The actual benefits payable (if any) for your policy are not guaranteed and are dependent on the actual crediting rates and charges as well as the amounts of any additional premiums, withdrawals made and any loans taken.
3 Accumulation value is the sum total of all premium payments plus interest less all charges and prior withdrawals. If the accumulation value (net of any outstanding loans and surrender charges) becomes zero or negative, the policy will terminate.
4 Charges will be deducted from the policy as set out in the policy contract.
5 Withdrawal charges and limits are applicable (please see policy contract for more details).
Your Policy may terminate if the accumulation value (net of any outstanding loans and surrender charges) becomes zero or negative, leading to loss of coverage. It is important that you regularly review the funding of your policy benefits, with the help of your AIA Financial Services Consultant and consider whether you need to pay additional premiums to avoid any loss of coverage in future. Any additional premium payments will be subject to our approval.
Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.
This brochure is not a contract of insurance. The precise terms and conditions of the plan are specified in the policy contract. | 
