Exclusively for AIA Policyholders
For a low premium of 42 cents a day*, AIA PAL is your protection plan for life. Packed with benefits, AIA PAL rates are so competitive that we can currently only offer it to existing AIA HealthShield, life and personal accident policyholders. It's our way of thanking you for placing your trust in us. You will also enjoy free AIAS membership and 5% Renewal Bonus⁺ for the first 5 years.

*Calculation based on Plan 1, assuming Optional Class 1 & 2 risk rating and excluding optional benefits.
⁺On each policy renewal, there will be a 5% increase on the Principal Sum Assured, up to a maximum of 5 renewals.

Accidental Death and Dismemberment Benefit (Principal Sum Assured)

CORE BENEFITS/PLAN	EXECUTIVE (S$)	PLAN 3 (S$)	PLAN 2 (S$)	PLAN 1 (S$)
150,000	100,000	50,000	25,000
Double Indemnity on Private Conveyance	300,000	200,000	100,000	50,000
Triple Indemnity on Public Conveyance	450,000	300,000	150,000	75,000
Income Replacement	75,000	50,000	25,000	12,500
Medical Reimbursement	10,000	6,000	5,000	2,500
Double Medical Reimbursement whilst Overseas	20,000	12,000	10,000	5,000
OPTIONAL BENEFITS
Weekly Indemnity	300	200	150	100
Emergency Evacuation & Repatriation Benefit (Up to S$10,000 Repatriation Benefit)	100,000	100,000	100,000	100,000
ANNUAL PREMIUM (Inclusive of GST)
Occupational Class 1 & 2	809.55	528.36	298.20	149.10
Occupational Class 3 & 4	N.A	729.23	408.71	204.36
WITH WEEKLY INDEMNITY
Occupational Class 1 & 2	935.55	612.36	361.20	191.10
Occupational Class 3 & 4	N.A	855.23	503.21	267.36
WITH EMERGENCY EVACUATION AND REPATRIATION BENEFIT
Occupational Class 1 & 2	888.30	607.12	376.95	227.85
Occupational Class 3 & 4	N.A	807.98	487.46	283.12
WITH WEEKLY INDEMNITY AND EMERGENCY EVACUATION AND REPATRIATION BENEFIT
Occupational Class 1 & 2	1,014.30	691.12	439.95	269.85
Occupational Class 3 & 4	N.A	933.98	581.96	346.12

Please refer to Occupational Rating Manual for Occupational Class rating. Alternatively, you may consult your AIA Financial Services Consultant.