Dealing With Life's Uncertainties Accidents are unpredictable and at times, unavoidable. It is crucial to ensure that you are adequately prepared.
AIA Personal Accident for Life (PAL) is an insurance plan that provides you with round-the-clock, worldwide protection in the unfortunate event of an accident. Ranging from accidental death and dismemberment, total permanent disability to minor injury requiring medical attention or hospitalisation, you and your family will be assured of timely financial assistance.
More Than Your Typical Accident Plan Conventional accident plans may be insufficient for your needs. AIA PAL is specifically designed to provide you with a comprehensive one-stop solution to your needs for protection against the risk of a personal accident. Here's how.
In the event of minor injury, you will be assured the following financial relief:
Up to S$10,000 medical reimbursement for in-patient and out-patient expenses. This includes dental expenses arising from accidents.
Up to S$20,000 double medical reimbursement for medical expenses while overseas.
Up to S$500 reimbursement for traditional medical treatment by a registered Chinese Bonesetter, Acupuncturist or Chiropractor.
An optional weekly income benefit of up to S$300 in the event of medical leave resulting in the inability to perform your daily work.
In the event of a major injury, AIA PAL includes these special benefits:
Up to S$450,000 Triple Accidental Death and Dismemberment Benefit on a public conveyance.
Up to S$300,000 Double Accidental Death and Dismemberment Benefit on a private conveyance.
Up to S$75,000 Income Replacement Benefit due to Total Permanent Disability.
Up to S$100,000 Emergency Evacuation Benefit(optional)
