Protect Your Bottomline
Keeping your business on target means carefully planning your sales and expenditures. Unfortunately, there may be unexpected costs that dont fall within your projections. AIAs affordable yet comprehensive business insurance package protects your bottomline from the financial impact of events you cant plan, such as fire and theft, or extraordinary events such as the outbreak of SARS. As well as coverage for loss or damage to capital and financial assets, this plan covers losses due to an interruption in business operations. Whats more, with a standard plan and the choice of optional covers, you can customize your policy to meet your individual business needs.

Flexible Coverage
From coverage for your physical property against all manner of risks, to financial support in a health emergency, take a look at the standard and optional protection we can provide your business:

Standard Cover
Property All Risks Insurance
Covers your property (up to S$2 million) against accidental physical loss or damage from any external causes not excluded by special exclusions or general exclusions.

Optional Covers
Workmens Compensation
Covers you for your liability under the Workmens Compensation Act (Cap 354) or at Common Law to pay compensation to your employees (up to 25 employees) who suffer bodily injury or disease arising out of or in the course of employment.

Public Liability
Indemnify you against your legal liability (up to S$3 million) in respect of accidental bodily injury to third parties and/or accidental loss and/or damage to property belonging to third parties.

Group Personal Accident
Provides benefits to your employees as a result of an accident 24 hours a day anywhere in the world.
- Accident Death & Permanent Disablement (up to S$150,000)
- Accident Medical Reimbursement (up to S$1,500)
- Weekly Indemnity (up to S$150 per week)

Machinery Breakdown
Provides cover (up to S$3,000) to the electrical equipment in the event of mechanical or electrical malfunction.

Fidelity Guarantee
Insures you against loss of money and/or property (up to S$5,000) due to fraud or dishonesty of employees.

Free Cover!
Health Emergency Loss Protection
Provides you with essential financial support of S$170 per day (max 15 days) in the event you are denied access into your workplace as a result of an outbreak of any human contagious disease (for example, SARS).

How’s your financial health?
Take the AIA Financial Health Check today!

Notes:

Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.

This is not a contract of insurance. The precise terms and conditions of this plan are specified in the policy contract.