You've come a long way and now you're at a personal milestone. You've taken out a housing loan and purchased the home of your dreams.

All that hard work has paid off, and you're now living the life you planned for.

But as you know, there are some things you can't anticipate. It's always good to hope for the best, but be prepared for the unexpected.

Let AIA show you the way with AIA Mortgage Reducing Term Assurance (MRTA).

This thoughtful plan protects your loved ones and ensures that your housing loan will be fully paid for by AIA in the event of unforeseen and unfortunate circumstances.

What We Provide
Peace of Mind
In the unfortunate event of death, disability or terminal illness, AIA MRTA will guarantee repayment of your outstanding housing loan.

Easy Payment Options
You may pay your premium in one single payment, annually, semi-annually, quarterly or even monthly. It's that flexible.

Utmost Coverage for a Shorter Premium Period
Pay premiums for only 75% of your entire home loan tenure. For example, if you've undertaken a 30-year home loan, you need to pay premiums for only 22 years. That gives you 8 years of free coverage.

Portable Coverage
What if you decide to sell your property? Or what if you fully redeem your loan? Good news! Your remaining AIA MRTA coverage can be used for a new mortgage loan.

Medical Examination - Free!
Your medical examination (if required) is fully paid for by AIA.

Riders
Accident riders can be attached to the annual premium MRTA. The riders that can be attached are:

• Accident Death Benefit with Riot and Commotion (RCC) rider

• Accident Indemnity with RCC rider

• Accident Death and Dismemberment with RCC rider

• Enhanced Accidental Death and Dismemberment (EADD) rider

• Enhanced Family Accidental Death and Dismemberment rider

• EADD + Medical Reimbursement (MR) rider

• EADD + Weekly indemnity (WI) rider

• EADD + MR + WI rider

Other Benefits
Worldwide coverage can be provided up to age 75
Covers the loan tenure between 5 to 30 years
Benefits payable in addition to other life insurance
The only AIA plan covering TPD till age 65

Who Is Eligible?
AIA MRTA covers individual lives only based on a mortgage loan on a residential property.

How's your financial health?
Take the AIA Financial Health Check today!

Notes:

Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.

This is not a contract of insurance. The precise terms and conditions of this plan are specified in the policy contract.