Nobody wants to be confined in hospital. But you never can tell when an accident or illness might strike. You'll never know when you might be confined in hospital or in need of surgery.

If and when that time comes, the high costs of hospitalisation and medical treatment should be the least of your concerns. For reasons of physical discomfort or trauma, you may not even be in a position to worry about this. Nor would you want your family to be concerned about it. That's why it's best to be prepared. We can show you the way.

AIA Hospital & Surgical Plus Major Medical Riders make sense. They are riders that can be added to your basic policy to give you extensive insurance coverage for hospital and surgical expenses.

What We Provide
Comprehensive Coverage
AIA Hospital & Surgical Rider gives you room and board benefits and covers the fees of surgery, drugs, tests, x-rays, and even outpatient treatment.

Flexibility
AIA Hospital & Surgical Rider allows you to choose the amount of coverage which suits you best - up to $300 a day (for room and board).

Extra Coverage
What's more, you can also choose to be covered under our Major Medical Rider, and dramatically cut the cost of your hospital stay. For added security, you can turn this into a 2 - in - 1 packaged plan, because our Major Medical Rider covers medical expenses over and above the limits of AIA Hospital & Surgical Rider.

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Notes:

Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.

This is not a contract of insurance. The precise terms and conditions of this plan are specified in the policy contract.