Enjoy a host of value-added services from American International Assistance Service (AIAS)
Medical and long term care advice.
Medical care and home nursing referrals.
Recommendation of long term care facilities.
Private ambulance services.
Benefits Casualty Cash Fractures, Dislocation and Burns If the Assured sustains any of the covered injuries as defined in the Schedule of Injuries, within 90 days from the date of accident, this plan pays an amount equal to the percentage of Sum Assured.
Permanent Disability In the event of an accident resulting to any of the following losses within 365 days from the date of the accident, this plan pays an amount equal to the percentage of Sum Assured stipulated below for such a loss.
Event
% of Sum Assured
Permanent total loss of sight of both eyes
150%
Permanent total loss of sight of one eye
100%
Loss of or Permanent total loss of use of two limbs
150%
Loss of or Permanent total loss of use of one limb
100%
Loss of speech and hearing
150%
Permanent total loss of hearing
- Both ears
30%
- One ear
10%
Loss of speech
40%
Permanent total loss of lens of one eye
25%
Loss of one thumb
15%
Loss of one finger
8%
Loss of one great toe
5%
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Double Permanent Disability on Public Conveyance The Permanent Disability benefit doubles in the event of an accident while the Assured is on board a public conveyance as a passenger.
Loss of Activities of Daily Living A lump sum payment shall be payable in the event of an accident resulting in the inability to perform any three (3) Activities of Daily Living eating, toileting, bathing, transferring, mobility and dressing. This amount of money can be used to hire professional assistance.
Accidental Death benefit A lump sum amount shall be payable in the event of death as a result of an accident. This lump sum should help with the inevitable expenses that follow.
Accident Medical Reimbursement In the event of an accident, this plan shall reimburse in-patient or out-patient medical expenses incurred up to the amount assured. A maximum 25% of the amount assured shall be payable for treatment by a registered chinese bonesetter, acupuncturist or chiropractor.
Daily Accidental Hospital Income Benefit A cash benefit shall be payable for each day of hospitalisation due to an accident up to a maximum of 365 days. You can use this extra cash as you please.
Alzheimers or Parkinsons Disease This unique benefit pays a lump sum amount upon the diagnosis of Alzheimers or Parkinsons disease.
Free Value-added American International Assistance Service (AIAS) AIA Heart of Gold policyholders are entitled to the AIAS Medical Care Assistance Service which provides an extra measure of support in times of need. Simply dial 63386200 for these services:
- Researches the customers condition and provides specific nursing and general care - Provides medical referrals for a second opinion, medical care, medical house-calls or home nursing care - Provides information on medical conditions - Recommends appropriate long term care residential facilities - Arranges for private ambulance service
