Accidents happen when you least expect them to, especially the ones that can cause disability. Same goes for illnesses. That's why the best thing you can do is to be prepared. Give your employees peace of mind in the event of a misfortune that causes disability.

Let AIA show you the way with AIA Group Short-term / Long-term Disability Benefit.

In the event of total disability, this group plan gives your employees coverage for:

• Permanent disability due to accident, sickness or disease

• Loss of income for a period of 2 years, 5 years or up to age 60

It also provides an income benefit up to 75% of the member's annual income.

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Notes:

Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.

This is not a contract of insurance. The precise terms and conditions of this plan are specified in the policy contract.