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AIA FLEXI RETIREMENT PLAN
 

Ever thought of your retirement? Surely it has crossed your mind a thousand times. But you ignored it every time. What if we have a plan that could enhance your retirement savings?

Now that we've got your undivided attention, let us show you the way with AIA Flexi-Retirement Plan.

AIA Flexi-Retirement Plan is a highly flexible plan that potentially enhances your retirement savings. It's an investment-linked plan offering life insurance protection while increasing your retirement savings. It also offers you flexible ways to get your money when you reach retirement.

If you're investing using money from your Supplementary Retirement Scheme (SRS) account, the money you use is tax deductible.#

You can open an SRS account with these 4 banks appointed as SRS operators - DBS Bank, United Overseas Bank, OCBC Bank or Overseas Union Bank.

# Under current SRS rules, tax will be payable upon any withdrawal of savings from SRS.

What We Provide
Protect Loved Ones While You Invest
All you need is a minimum of $5,000 to start investing in AIA Flexi-Retirement Plan. In the unfortunate event of your death, your loved ones will receive either 150% of your single premium* or 100% of the value of your units, whichever is higher.

* Plus any top-ups and less any withdrawals made

Investment Funds To Suit Your Needs
You can choose from one or a combination of the AIA Investment Funds listed to suit your investment needs and objectives. Renowned investment managers like AIG Investment Corporation, AIG/Sun America Asset Management, Schroder Investment Management, AllianceBernstein L.P. and Aberdeen Asset Management Asia manage our funds.

Bond Funds

  • AIA Global Bond Fund

  • AIA Regional Fixed Income Fund

    Equity Funds

  • AIA India Equity Fund

  • AIA Growth Fund

  • AIA European Equity Fund

  • AIA Global Equity Fund

  • AIA Global Technology Fund

  • AIA International Health Care Fund

  • AIA Regional Equity Fund

  • AIA US Equity Fund

  • AIA Greater China Equity Fund

  • AIA Japan Equity Fund

  • AIA Emerging Markets Equity Fund

  • AIA Global Resources Fund

    Equity/ Bond Funds

  • AIA India Balanced Fund

  • AIA Global Balanced Fund

  • AIA Acorns of Asia Fund

  • AIA Greater China Balanced Funds

  • AIA Managed Portfolio Funds

  • AIA Japan Balanced Fund

  • AIA Global Resources Fund

    Money Market Funds

  • AIA S$ Money Market Fund

    Switch, Balance And Transfer Of Funds
    With this plan, you can switch between funds anytime. You can also automatically transfer money from the AIA S$ Money Market Fund to other funds or automatically re-balance your investments in different funds of your preference. You can also top up your investment for a minimum of $1,000 anytime or on a monthly or annual basis. *

    *Minimum monthly top-up is $300 provided top-ups are effected through automatic deduction from your SRS account.

    Flexible Retirement Options
    At 62, you can choose any one of the following options:

  • Cash in on your investment and receive a lump sum retirement fund. The amount you receive depends on the performance of the AIA Investment Funds selected.

  • Withdraw a regular income while the balance of your investment continues to enjoy returns from your selected AIA Investment Funds. You can also choose the amount and frequency of the withdrawal (monthly, quarterly, half-yearly or annually).

  • Receive a retirement income for life by placing your funds in an AIA annuity plan.

    How's your financial health?
    Take the AIA Financial Health Check today!

    Notes:

    Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.

    This is not a contract of insurance. The precise terms and conditions of this plan are specified in the policy contract.

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