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No one can predict a fire. No one can tell when a break-in or robbery might occur. But these things happen every day, even in Singapore. And the truth is, everyone is at risk.
That's why it's best to get protection for yourself and for your home.
Let AIA show you the way with AIA Elite HomeCare. A plan that offers 24-hour-a-day protection for your home.
What We Provide
A Range of Three Plans to Choose From
AIA Elite HomeCare offers you a choice of three plans to suit your needs and budget.
General Overview of the AIA Elite HomeCare Plans & Benefits
| BENEFITS |
STANDARD |
COMPREHENSIVE |
EXECUTIVE |
|
Building*
Loss of rent (max $250 a day)
Emergency entry for loss or damage caused to the building in the event of forced entry by police, firemen or ambulance services due to a life threatening emergency involving the insured and his immediate family members
Additional Free Contents Coverage (up to 5% of min. $80,000 building coverage) |
$80,000
$16,000
$300
$4,000 |
$120,000
$24,000
$300
$6,000 |
$260,000
$52,000
$300
$13,000 |
|
Contents*
Damage or loss of contents temporarily removed by professional movers
Loss or damage to frozen food due to breakdown of deep freezer unit
Accidental death or theft of pedigree pets
Replacement of damaged locks and keys due to Principal Perils
Unscheduled Personal Valuables damaged by principal perils or stolen within building (max $2,500 per item)
Alternative accommodation (max $250 per day)
Mobile Technology Coverage**
Loss or damage of the following items within the building caused by Principal Perils or loss due to theft within a securely locked vehicle:
- Mobile Phones
- Personal Digital Assistants (PDAs)
- Laptops |
$16,000
$2,400
$250
$500
$250
$8,000
$3,200
$150
$300
$1,200 |
$24,000
$3, 600
$250
$500
$250
$12,000
$4,800
$150
$300
$1,200
|
$37,000
$5,550
$250
$500
$250
$18,500
$7,400
$150
$300
$1,200
|
|
Worldwide Unscheduled Personal Valuables*
Food and drinks hospitality expenses of hole-in-one achievement
Misuse of credit cards or ATM cards due to loss or theft
Loss or damage to checked-in travelling luggage (payment in excess of airline compensation)
Replacement of personal documents including NRIC, passport and driving license, in the event of loss or damage due to any Principal Perils |
$2,000
$500
$1,000
$1,500
$2,000
$100 |
$2,000
$500
$1,000
$1,500
$2,000
$100 |
$2,000
$500
$1,000
$1,500
$2,000
$100 |
|
Festive Seasons Benefit
In the event of any loss or damage due to Principal Perils within the building for a period of 10 days before and including the festive seasons. Festive seasons includes New Year's Day, Chinese New Year, Hari Raya Haji, Hari Raya Puasa, Deepavali, Good Friday, Vesak Day and Christmas. |
$300 |
$300 |
$300 |
|
Worldwide Personal Liability
When held legally liable to pay compensation for causing bodily injury or property damage to third party due to negligence |
$500,000 |
$500,000 |
$500,000 |
|
Worldwide Medical Reimbursement for Accidents^
(Extended to spouse and children) |
$250 |
$250 |
$250 |
|
Worldwide Accidental Death Benefit^
(Extended to spouse and children) |
$20,000 |
$20,000 |
$20,000 |
|
Double Indemnity for Accidental Death Benefit^
(for insured only)
In the event of the insureds demise due to fire, lightning, theft or robbery within the building |
$40,000 |
$40,000 |
$40,000 |
|
5-Year Premium Waiver^
(for insured only) |
YES |
YES |
YES |
|
Annual Premium
(w/ GST) |
$169.15
|
$231.46
|
$399.50
|
|
Monthly Premium (w/ GST) |
$14.87 |
$20.37 |
$35.16 |
Notes:
There is an excess of $100 or 3% of the above claim aamount on all claims except for loss or damage due to fire.
* The amount paid out for extensions under the main coverage Building, Contents and Worldwide Unscheduled Personal Valuables will be deducted from respective benefit sum assured.
** Annual Mobile Technology Coverage is limited to $1,200.
^ Unless otherwise stated, coverage is provided to Insured and Spouse who are below the age of 65; coverage is also provided to children (unmarried and full-time student) who are below the age of 24. |
