Pays the sum assured upon diagnosis of any of the 30 critical illnesses, death before age 75 or death during the term of your basic policy, whichever is earlier.
Should total and permanent disability occur before the policy anniversary following your 65th birthday, the coverage amount will be payable in one lump sum.
You can convert your AIA Critical Protector Rider to AIA Critical Protector Plus or an AIA regular premium whole life or endowment policy, with or without acceleration Critical Illness (CI) rider, for the insured amount before your basic plan expires or the policy anniversary following your 65th birthday, whichever is earlier, without the need for a medical examination
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Notes:
Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.
This is not a contract of insurance. The precise terms and conditions of this plan are specified in the policy contract.