Gives you protection against the 30 listed critical illnesses. You can be covered for up to 100% of the sum assured (maximum of S$1 million) of your AIA basic life insurance policy.
Upon diagnosis of any of the 30 critical illnesses, the amount covered under your AIA Critical Protector Life Rider, plus any proportionate accrued bonus on your basic life insurance policy, will be advanced from your AIA basic life insurance policy. Any remaining sum assured on your AIA basic life insurance policy will remain in-force.
In addition, you can enhance your coverage further with protection for your premium payments. In the event you suffer from any of the 30 critical illnesses, the future premiums on your AIA basic life insurance policy will be waived.
Gives you critical illness coverage up to age 100 or up to the term of your AIA basic life insurance policy, whichever is earlier.
Your Critical Illness Coverage
Major Cancers
Heart Attack
Stroke
Coronary Artery By-Pass Surgery
Kidney Failure
HIV Due to Blood Transfusion and Occupationally Acquired HIV
Angioplasty and Other Invasive Treatment for Coronary Artery3
Fulminant Hepatitis
Primary Pulmonary Hypertension
Major Organ / Bone Marrow Transplantation
Multiple Sclerosis
Blindness (Loss of Sight)
Paralysis (Loss of Use of Limbs)
Muscular Dystrophy
Alzheimer's Disease / Severe Dementia
Coma
Deafness (Loss of Hearing)
Heart Valve Surgery
Loss of Speech
Major Burns
Surgery to Aorta
Terminal Illness
End Stage Lung Disease
End Stage Liver Failure
Motor Neurone Disease
Parkinson's Disease
Aplastic Anaemia
Benign Brain Tumour
Bacterial Meningitis
Encephalitis
Act Now! To find out how AIA Critical Protector Series can meet your critical protection needs, contact your AIA Financial Services Consultant for an AIA Financial Health Check today. Alternatively, you can call our AIA Customer Care Hotline at 1800 248 8000.
How's your financial health? Take the AIA Financial Health Check today!
Notes:
1 Source: AIA Life Matters Index 2006 survey. 2 Source: Singapore Ministry of Health Year 2005 Statistics. 3 For Angioplasty and other Invasive Treatment for Coronary Artery, a benefit of only 10% of the sum assured, subject to a maximum amount of $25,000 will be payable. After payment of such benefit, only the balance of the sum assured will be in-force. 4 All insurance applications are subject to underwriting and acceptance by AIA. The premium rates for the plans described are not guaranteed. These rates may be adjusted based on future experience.
Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.
This is not a contract of insurance. The precise terms and conditions of this plan are specified in the policy contract.
