No Claim Bonus Benefit Your premium reduces by 5% annually in the event that there are no claims made in the previous year(s). You may save 5% on premiums every year up to 3 consecutive years.
Inflation Protector Benefit With this policy, you need not worry about inflating property material and labour prices. Your coverage automatically increases by 5% annually for the first 5 years.
Maintenance Fee Protection Benefit You and your family need not worry about the monthly maintenance fee or conservancy charges. A benefit of up to $3,000 is provided in the event of death due to accidents or illnesses.
Emergency Hardship Expenses Benefit In the event your home is rendered inadequate for occupancy, up to $3,000 is provided to tide you over this difficult period. This amount is provided to cover any of your daily necessities or personal effects that were destroyed by any of the named perils.
Worldwide Purchase Protection Benefit With AIA CoverMax, your new purchases are secured. In the event of theft, within 14 days from the date of purchase, AIA will cover the items you have purchased.
First Loss Policy This feature ensures that the insured will not be penalised in the event of underinsurance
Full Theft Coverage In event of burglary, evidence of forcible or violent entry is not required.
Worldwide Coverage Even when you are out of Singapore, AIA CoverMax continues to provide protection.
Extended Coverage Immediate family members residing in the same home is included in the AIA CoverMax coverage.
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Notes:
Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.
This is not a contract of insurance. The precise terms and conditions of this plan are specified in the policy contract.
