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At AIA, we are constantly looking for ways to provide you with products that give you sound assurance when you need it most. That is why we are pleased to introduce AIA Complete MaidCare - a comprehensive maid insurance that can provide care for you and your maid when the unforeseen occurs.
Security Bond Guarantee If you are covered under AIA Complete MaidCare, we will act as surety to you by furnishing a S$5,0001 security bond guarantee to the Controller of Immigration on your behalf.
Personal Accident Coverage For Your Maid AIA Complete MaidCare provides your maid with the mandatory S$40,000 coverage in the event of death and/or total and permanent disability arising from an accident.
In-patient Care And Day Surgery With AIA Complete MaidCare, you will be reimbursed up to S$10,0002 annually for your maid's hospital and day surgical expenses3 as a result of injury, illness or disease.
Out-patient Medical Expenses (Accident) AIA Complete MaidCare provides you with up to S$2,0002 in reimbursements for your maid's out-patient medical expenses due to accidents.
Temporary Help Expenses6 With AIA Complete MaidCare, AIA will provide up to S$5005 for cost incurred for hiring of temporary help, if your maid is confined4, as a result of sickness or injury.
Repatriation Expenses AIA Complete MaidCare reimburses you up to S$10,000 for repatriation costs of your maid when death or total and permanent disability occurs due to an accident, illness or disease.
Termination Expenses6 AIA Complete MaidCare reimburses you up to S$5002 for expenses incurred to employ a replacement maid in the event your current maid is certified by a registered medical practitioner to have died, be suffering from total permanent disability or is medically unfit, and thus terminated.
Wage Compensation6 With AIA Complete MaidCare, you will be reimbursed up to S$30 per day subject to a maximum of 30 days of your maid's wages and levy for such period when your maid is hospitalised due to accident, illness or disease.
Domestic Help Liability6 AIA Complete MaidCare indemnifies you or your maid for up to S$10,0002 against claim(s) by a third party for injury or accidental damage to property caused to such third party due to your maid's negligence during the course of her employment with you in Singapore.
Default of Security Bond (optional) In addition, should you opt for the Default of Security Bond coverage, AIA Complete MaidCare limits your liability to S$250 instead of S$5,000 should your maid go missing. You will not be excessively burdened financially should your security bond be forfeited by the Controller of Immigration.
Sign Up Now For Essential Financial Protection Application is easy - simply complete the attached application form, sign the attached counter indemnity form1 and send it back to us together with a copy of the relevant renewal notice or in-principle approval letter from the Work Permit Department of the Ministry of Manpower.
| COVERAGE |
STANDARD S$ |
EXECUTIVE S$ |
COMPREHENSIVE S$ |
PREMIUM (Insurance only) |
|
1. Security Bond Guarantee |
S$5,000 |
S$5,000 |
S$5,000 |
- |
|
2.Personal Accident (For the maid) i. Accidental Death ii.Total and Permanent Disablilty |
S$40,000 S$40,000 |
S$40,000 S$40,000 |
S$40,000 S$40,000 |
S$40,000 S$40,000 |
|
3. In-patient Care & Day Surgery (per year) |
S$5,000 |
S$8,000 |
S$10,000 |
S$5,000 |
|
4. Out-patient Medical Expenses (Accident) |
S$1,000 |
S$1,000 |
S$2,000 |
S$2,000 |
|
5. Temporary Help Expenses |
- |
S$300 |
S$500 |
S$500 |
|
6. Repatriation Expenses |
S$10,000 |
S$10,000 |
S$10,000 |
S$10,000 |
|
7. Termination Expenses |
- |
S$300 |
S$500 |
S$300 |
|
8. Wage Compensation (per day) |
- |
S$30 |
S$30 |
S$30 |
|
9. Domestic Helper Liability |
- |
S$3,000 |
S$10,000 |
S$5,000 |
|
PREMIUM (Insurance + Security Bond Guarantee) |
S$164.54 |
S$201.43 |
S$244.21 |
S$145.28 (Security & Bond Guaranteee & Default of Security Bond not applicable) |
|
PREMIUM (Insurance + Security Bond Guarantee + Default of Security Bond) |
S$244.55 |
S$281.43 |
S$324.21 |
(w/ 7% GST based on 26 months)
Optional Insurance Guarantee Where required and where the option is selected, we will also provide an insurance guarantee to the Philippines Overseas Labour Office in Singapore for the sum of S$2,000/S$7,000.
| OPTIONAL COVERAGE |
Premium (with GST) |
|
1. S$2,000 Insurance Guarantee to Philippines Overseas Labour Office in Singapore |
S$36 |
|
2. S$7,000 Insurance Guarantee to Philippines Overseas Labour Office in Singapore |
S$72 |
Care for you and/or your maid when the unforeseen occurs
- Up to S$10,0002 domestic help liability coverage.
- Up to S$40,000 personal accidental coverage for your maid.
- Up to S$10,0002/year coverage for in-patient care and day surgery.
- Reimburses you up to S$30 per day subject to a maximum of 30 days of your maid's wages & levy in the event your maid is hospitalised due to accident, illness or disease.
Optional Benefits
- Default of security bond (an excess of S$250 applies).
- S$2,000/S$7,000 Insurance guarantee to Philippines Overseas Labour Office.
FOOTNOTES: 1 Not applicable for Premier Plan. 2 Based on Comprehensive Plan. 3 Includes the cost of medicine, drugs and the use of diagnostic equipment, but excludes any expenses for subsequent out-patient treatment. 4 Admission in a Hospital for a minimum continuous period of 6 hours. 5 Based on Comprehensive & Premier Plan. 6 Not applicable for Standard Plan.
IMPORTANT NOTES: a. To be eligible for AIA Complete MaidCare, maids have to be 18 - 50 years old. b. The brochure is not a contract of insurance. The precise terms and conditions of this plan are specified in the policy contract. c. All insurance applications are subject to AIA's underwriting and acceptance. d. There are certain conditions whereby the benefits under this plan will not be payable. These are stated as exclusions in the contract. You are advised to read the Policy Contract for the full list of exclusions.
Please click here to view the pdf brochure.
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Notes:
Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.
This is not a contract of insurance. The precise terms and conditions of this plan are specified in the policy contract. |