10 Critical Illnesses This unique plan covers you for 10 major critical illnesses. They are: - First Heart Attack - Stroke - Coronary Artery Bypass - Surgery - Cancer - Kidney Failure - Major Organ Transplant - Multiple Sclerosis - Fulminant Viral Hepatitis - Pulmonary Arterial Hypertension (Primary) - Muscular Dystrophy
5 Years of Guaranteed Benefit Once you have signed up to be part of AIA CLub, your benefits remain the same for 5 years even when you cross into the next age band. The benefit amount will only be reviewed on the 6th year. So, hurry now and join the CLub!
Waiver of Premium If Total & Permanent Disability or Terminal Illness occurs, your monthly premium will be waived during the period.
No Medical Check-Ups Necessary You do not need to go for any medical examination. Simply sign the health declaration on the AIA CLub application. It's that simple!
Flexibility This program is so flexible that it is open to all main and supplementary VISA cardholders. You can insure any VISA card you hold up to a maximum monthly premium of $22.
Immediate Coverage As soon as you sign the application form, your coverage starts immediately.
14 Days of Freelook You have 14 days to check this plan out, and if you decide to terminate the plan, AIA refunds the full premium collected.
Easy Payments No need to worry about forgetting to pay your premiums. Just give AIA your credit card number, and the premium can be automatically charged to your card monthly. Make premium payments in this manner and as a plus, you can earn bonus points on your VISA credit card.
Protection for New Purchases This plan also protects you from loss/damage due to theft or accidental means whilst in transit to your home within 30 days from the date of purchase in or out of Singapore using the insured VISA credit card. As long as the items are charged to the insured credit card, your loss can be minimised, with a reimbursement for up to $10,000, subject to a maximum of $500 per item and an excess of $100.
Who is Eligible? AIA CLub is open to all AIA individual standard life policyholders with no major claim history and is in good health at entry age.
How's your financial health? Take the AIA Financial Health Check today!
Notes:
Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.
This is not a contract of insurance. The precise terms and conditions of this plan are specified in the policy contract.