| For the Lifestyle you deserve
Tailored To Meet Your Lifestyle Needs
Just think of all the things you could do with extra cash every year. An exotic getaway. Designer clothes. Pursue a course. New furnishings. You name it!
Now, with AIA Cash Rewards Plan 21 / 25, you can enjoy the pleasures in life whilst providing financial security for your family. AIA Cash Rewards Plan 21 / 25 is specially designed to meet your Lifestyle needs - it offers you savings for the future, life protection and, best of all, regular guaranteed cash payouts.
5% Guaranteed Cash Every Year
AIA Cash Rewards Plan 21 / 25 gives you a guaranteed cash payout of 5% of the sum assured every year from the end of the second year. You can spend the guaranteed cash payments in any way you wish. There are no conditions, no hidden requirements.
What's more, upon maturity of your plan, you will receive the last guaranteed cash payout together with any bonuses.
An Option To Make More Money
AIA Cash Rewards Plan 21 / 25 also gives you the option to reinvest your guaranteed cash payouts with AIA and enjoy attractive interest. With the interest earned, the amount you will receive at maturity could be substantially more.
How Much You Could Receive If You:
1. Take the 5% Guaranteed Cash Payout OR
2. Reinvest with AIA
|
|
1. Take The 5% Guaranteed Cash Payouts |
|
Term (years) |
Monthly Premium* |
Total Yearly Cash Payouts received before maturity |
Maturity Amount |
|
|
|
|
Guaranteed |
Non-Guaranteed*** |
Total |
|
21 |
$140.40 |
$19,000 |
$1,000 |
$14,671 |
$15,671 |
|
25 |
$141.80 |
$23,000 |
$1,000 |
$19,042 |
$20,042 |
| |
2. Reinvest With AIA** |
| Term (years) |
Monthly Premium* |
Total Yearly Cash Payouts received before maturity |
Maturity Amount |
| |
|
|
Guaranteed |
Non-Guaranteed*** |
Total |
|
21 |
$140.40 |
$19,000 |
$20,000 |
$19,583 |
$39,583 |
|
25 |
$141.80 |
$23,000 |
$24,000 |
$26,409 |
$50,409 |
* Premiums are based on male, non-smoker aged 35 with a sum assured of $20,000.
** Based on an interest rate of 2.25% per annum. This interest rate is not guaranteed and is subject to change without notice.
***Illustrated values are based on a projected investment rate of return of 4%. As this rate of return and the bonus rates used for teh benefits illustrated are not guaranteed, the actual benefits may vary according to the future experience of the fund.
Enjoy Life Protection
In the unfortunate event of death, your loved ones will receive the higher of the premiums paid or full sum assured, plus any bonuses. Upon total and permanent disability, future premiums for your plan will be waived. You will still enjoy the benefits of your plan, like your regular guaranteed cash payouts, even when you are not paying premiums.
Extra Protection
With AIA Cash Rewards Plan 21 / 25, you can enhance your insurance coverage with a wide range of optional benefits. These benefits include protection for critical illnesses, accidental death and hospitalisation.
Act Now!
For a rewarding and secure future, contact your AIA Financial Services Consultant today. You can also call our Customer Care Hotline at 1800-248 8000.
How's your financial health?
Take the AIA Financial Health Check today!
Notes:
Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.
The above is a simplified description of the product features and is neither an offer to sell any insurance product nor a contract of insurance. The precise terms and conditions of the plan are specified in the policy contract.
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