Loss of or the Permanent total loss of use of two limbs
150%
Loss of or the Permanent total loss of one limb
125%
Loss of or the Permanent total loss of one limb and loss of sight of one eye
150%
Permanent loss of speech and hearing
150%
Permanent and incurable insanity
100%
Permanent total loss of hearing
- Both ears
75%
- One ear
25%
Permanent loss of speech
50%
Permanent total loss of the lens of one eye
50%
Loss of or the Permanent total loss of use of four fingers and thumb of
- Right hand
70%
- Left hand
50%
Loss of or the Permanent total loss of use of four fingers of
- Right hand
40%
- Left hand
30%
Loss of or the Permanent total loss of use of one thumb
- Both right phalanges
30%
- One right phalanx
15%
- Both left phalanges
20%
- One left phalanx
10%
Loss of or the Permanent total loss of use of fingers
- Three right phalanges
10%
- Two right phalanges
7.5%
- One right phalanx
5%
- Three left phalanges
7.5%
- Two left phalanges
5%
- One left phalanx
2%
Loss of or the Permanent total loss of use of toes
- All of one foot
15%
- Great toe-two phalanges
5%
- Great toe-one phalanx
3%
- Other than great toe, each toe
1%
Fractured leg or patella with established non-union
10%
Shortening of leg by at least 5cm
7.5%
Please contact your AIA Financial Services Consultant, or call our Customer Care Hotline at 1800 248 8000. Alternatively, simply fill out this feedback form for more details.
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Notes:
The above is a simplified description of the product features and is neither an offer to sell any insurance product nor a contract of insurance. The precise terms and conditions of the plan are specified in the policy contract.
Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.
This is not a contract of insurance. The precise terms and conditions of this plan are specified in the policy contract.
