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Reap potential returns from your investment with your choice of protection to suit your needs.
Maximise Your Potential Returns
AIA Achiever Series lets you maximise your potential returns! At the same time, you get to enjoy insurance protection suitable for your needs.
100% Of Your Money Works Immediately!
AIA Achiever Series invests 100% of your money1 in your chosen AIA Investment Funds and AIA Managed Portfolios right from the start, giving you the potential to earn higher returns. What's more, you can start investing with as little as $100 per month.
Tailor Your Investment To Your Needs
With AIA Achiever Series, you can take advantage of the following options to suit your changing needs or changing market conditions:
- Ad-hoc top-ups2
- Loyalty bonus3
- Automatic fund switching
- Automatic fund re-balancing
- Free fund switches
- Premium holiday4
Choose Your Level Of Protection
With AIA Achiever Series, you have a choice of 2 products that are designed to meet your unique insurance coverage needs - AIA Achiever Protector and AIA Achiever Accumulator.
AIA Achiever Protector
- AIA Achiever Protector gives you greater insurance protection with a death benefit of 10 times or more of your basic annual premium, plus 100% of your policy value.
AIA Achiever Accumulator
- With AIA Achiever Accumulator, you can maximise your investment opportunities while enjoying a death benefit of 2 times your basic annual premium plus 100% of your policy value.
- AIA Achiever Accumulator is offered with simplified issuance, with no medical examination required5.
Example 1
Mr Lee is 30 years old with a young family. His only child is turning 2 and he plans to start an education fund with a budget of $300 a month. Mr Lee's job requires him to travel at least once a month and he is concerned with his protection needs as well.
AIA Achiever Protector
Basic Premium: $300 payable monthly (=$3,600 annually)
|
Projection of Cash Values Based on the Following
Projected Investment Rate Of Return
(For illustration only) |
|
End of Policy
Year/Age |
Total Premium Paid |
Non-Guaranteed Cash Values @ 9% per annum |
|
10/40 |
$36,000 |
$42,500 |
|
15/45 |
$54,000 |
$84,800 |
|
20/50 |
$72,000 |
$142,300 |
|
25/55 |
$90,000 |
$224,600 |
This illustration is based on a 30-year-old (age at issue) male non-smoker with no additional loadings, paying Annual Premiums of $3,600 with Death Coverage of $72,000 (20x basic annual premium) and Fund Allocation of 100% to the AIA Growth Fund.
Example 2
Mdm Tan, aged 50, is planning for her retirement in the next 15 years. She hopes to set aside $6000 a year and maximize her investment opportunity at a level of risk that is appropriate for her needs.
AIA Achiever Accumulator
Basic Premium: $6,000 payable annually
|
Projection of Cash Values Based on the Following
Projected Investment Rate Of Return
(For illustration only) |
|
End of Policy
Year/Age |
Total Premium Paid |
Non-Guaranteed Cash Values @ 9% per annum |
|
10/60 |
$60,000 |
$72,400 |
|
15/65 |
$90,000 |
$144,200 |
This illustration is based on a 50-year-old (age at issue) female non-smoker with no additional loadings, paying Annual Premiums of $6,000 with Death Coverage of $12,000 (2x basic annual premium) and Fund Allocation of 100% to the AIA Growth Fund.
Expertise In Fund Management
The AIA Investment Funds and AIA Managed Portfolios are managed by our award-winning fund managers6, AIG Investments and carefully selected external fund managers.
Additional Protection7
With AIA Achiever Series, you can enhance your insurance coverage with a wide range of additional benefits. These benefits include protection for critical illnesses, accidental death, hospitalisation and disability.
Act Now!
To discover how AIA Achiever Series can meet your investment and protection needs, contact your AIA Financial Services Consultant for an AIA Financial Health Check today. You can also call our AIA Customer Care Hotline at 1800 248 8000.
NOTES:
1 Units will be deducted to pay for charges after 100% of your money has been invested. A surrender charge may apply. Please refer to Product Summary for more details.
2 Automatic bonus will not be payable if your Top-Up Premium Account has no value or if the total deduction is equal to or more than the top-up premium even though there are top-up premium units.
3 Each top-up of $5,000 or more entitles you to an automatic bonus of extra units every 5 years.
4 Premium holiday charges are applicable. Please refer to Product Summary for more details.
5 Full underwriting applies for riders attached to AIA Achiever Accumulator.
6 Please refer to the AIA Investment Funds Product Summary for more details.
7 The full range of riders is available for AIA Achiever Protector, with a more limited selection of riders available for AIA Achiever Accumulator.
AIA Achiever Series is an investment-linked policy (ILP) offered by AIA, which invests in ILP fund(s). Investments in this plan are subject to investment risks including the possible loss of the principal amount invested. Past performance, as well as the prediction, projection or forecast on the economy, securities markets or the economic trends of the markets are not necessarily guaranteed and the value of the units in the ILP fund(s) and the income accruing to the units, if any, may fall or rise. A Product Summary relating to the ILP fund(s) is available and may be obtained from your AIA Financial Services Consultant. A potential investor should read the Product Summary before deciding whether to subscribe for units in the ILP fund(s).
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Notes:
Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.
This brochure is not a contract of insurance. The precise terms and conditions of this plan are specified in the policy contract. | 
