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AIA HealthShield Gold Essential is the brand new plan that complements AIA HealthShield Gold Plan A by covering the deductible and co-insurance portions of your AIA HealthShield Gold Plan A claims.
Suppose you are covered under AIA HealthShield Gold Plan A and are hospitalised for 53 days with a total hospital bill of $49,450. The following illustration shows that by purchasing AIA HealthShield Gold Essential, the deductible and co-insurance will be fully covered, leaving you with a balance of $1,400 to pay.
| Total Hospital Bill for 53 days |
$49,450 |
| AIA HealthShield Gold Plan A pays |
$40,545 |
| Balance payable by Insured |
$8,905 |
Less Deductible & Co-insurance covered by
AIA HealthShield Gold Essential |
($7,505) |
| Insured now pays |
$1,400 |
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