While purchasing HealthShield Gold, HealthShield Gold Essential and Pink of Health will help to cover more of your hospital bills, they may not cover your hospital bills in full. You should seek advice from an AIA Financial Services Consultant and read the Product Summaries before deciding whether the products are suitable. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. This site does not constitute a contract of insurance. The precise terms and conditions of the plans described are specified in the Policy Contracts.